Credit approval criteria & key considerations
To support fast-moving food businesses while maintaining responsible risk management, our credit approval process is built on modern, data-driven underwriting designed for B2B trade in the food industry.
Transparent, data-driven underwriting
Instead of relying on outdated, manual credit checks, we assess your company’s creditworthiness using multiple trusted data sources, combined with relevant transaction and payment history where available.
This approach delivers objective, consistent decisions and reflects the realities of B2B food trade — including recurring orders, production cycles, and supplier relationships.
Fast, automated credit decisions for B2B buyers
Approval for the 30-day payment term is powered by automated risk evaluation models specifically tailored to B2B customers.
By leveraging real-time business data, we enable quick approvals without paperwork or manual review, allowing procurement and finance teams to place orders without delays that could impact production or launch timelines.
Flexible credit limits that scale with your business
Credit limits and terms are aligned with your business profile, order volumes, and payment behaviour.
As our business relationship grows and on-time payments are established, your company may become eligible for higher credit limits or improved terms, supporting larger purchase volumes, new product development, or seasonal demand peaks.